![]() That’s $36 more than our estimated earnings for the Apple Card–and all without having to use a mobile wallet or spend at select merchants. With the $1,000 monthly spend, this card would earn you $240 in annual cash back. For instance, the Wells Fargo Active Cash® Card, Buy Side’s pick for the Best Cash Back Credit Card of 2022, earns 2% on everything you buy. You’d probably earn more with a general cash back credit card. If you’re fine with your iPhone or MacBook being a few years old, however, the Apple Card might not be the best option. retailers, Apple fans will have no issues maximizing the card. Getting 3% back on Apple tech can translate into significant cash back earnings, and since Apple Pay is currently accepted at 85% of U.S. If you’re the kind of Apple enthusiast who’s used to paying with Apple Pay and loves having all the new Apple devices, the Apple Card can be an excellent choice for you. This payment option is available both at Apple Store locations and online in the Apple Store app or on. Even better, if you opt to pay over time, you’ll still earn 3% cash back and receive it all right away. On top of that, the Apple Card provides the option to pay for new Apple products in interest-free monthly installments.
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